Digital infrastructure operator and transformation architect. More than two decades at the intersection of financial services, blockchain and emerging technology. Lead author of the Agentic Finance Report. Zürich.
I represent TensorX in Switzerland and work at the intersection of sovereign AI, digital-asset infrastructure and regulated finance. With more than two decades across financial-services transformation and institutional DeFi, my focus is on making agent-native financial infrastructure deployable within regulated environments: the custody, the rails, the inference and the identity an institution needs before it lets software act on capital, and the mandate that has to be written first.
In 2026 I was lead author of the Agentic Finance Report, co-published with TensorX, AMINA Bank, the Solana Foundation, APEX:E3 and the Cardano Foundation, with a foreword by Tim Grant and a guest contribution from Blindsight. I wrote the executive summary, the definition and framework in chapter 02 and the conclusions in chapter 08; the other chapters were written by the organisations that run each layer, in their own names.
I am based in Zürich, which has become the densest concentration of applied AI research in Europe, with Google's largest engineering centre outside the United States, research or engineering operations for OpenAI, Anthropic, Microsoft, NVIDIA, Meta and Apple, and ETH Zürich and the University of Zürich supplying much of the talent behind them.
| Role | TensorX Swiss Representative |
|---|---|
| Signature work | Lead author, Agentic Finance Report (2026) |
| Topics | Agentic finance · AI transformation · sovereign AI · digital-asset infrastructure · regulated finance |
| Building | Neo, an autonomous collector of on-chain generative art (personal project, pre-launch) · github.com/DerMarcus/nftneo |
| Based in | Zürich, Switzerland |
| Languages | English, German |
| linkedin.com/in/marcusmaute | |
| Contact | marcus@marcusmaute.com |
Every layer of the agentic stack can be bought: regulated custody, settlement in seconds, sovereign inference, orchestration, identity. The mandate cannot. It is the document that says what an agent may do, within what limits, who confirms what, and where the line sits that the agent cannot cross, and it has to be enforced somewhere the agent cannot reach. Writing it well is organisational work, and it is the work most programmes skip on the way to buying a model.
That is the position I take in the report and in every engagement: the technical deployment takes weeks, the governance takes months, and the first step needs no technology at all.